Auto Insurance

Average Replacement Costs for Large Auto Systems


Cars require upkeep. We often like to drive cars for as long as we can before we have to get a new car. Sometimes during the life of your vehicle, things will go wrong.

Major systems in your car might break down from time to time. Sometimes you may have to have your car’s major systems replaced entirely.

Replacing a vehicle’s major systems can cost a lot of money. Sometimes, your auto insurance may not help you pay for the system repairs.

If an incident damages a system, then your insurance will likely cover repairs. But, if a system fails due to normal wear and tear or neglect, car insurance may not cover replacement.

You always want to make sure that you can afford repairs in case something goes wrong. Here are some of the common costs to replace major systems in your vehicle.


According to, replacing your engine is expensive. Replacement can range on average from $2,000 to $4,000. You should always regularly service your engine. A technician can catch any potential problems before they develop.


The braking system has many components like pads, rotors and calipers. A damaged system can cost well over $300 for repairs, according to Costs can even range up to $1,000. Your brakes are probably the most crucial element of your car. You should not neglect having them repaired.


Your lighting system is also a vital safety guard for your car. The system protects you and others on the road. In fact, in many places, it is against the law to drive without fully functioning lights. 

Sometimes, you need to only replace lightbulbs, and these costs are usually nominal. Angie’s List says the average cost is around $20 for the bulb. If you have it installed professionally, the cost will likely be higher. Replacing the entire headlight system can range, on average, from $250 to $700.


Not only can a broken fuel system be very dangerous, it can also cost you money on your gasoline bills. estimates that the average replacement cost for a fuel system can cost from $400 to $600.

You should always have a little money put away to help in case there is a major failure in your car’s systems. Car insurance may not help in some cases, so always prepare for the worst.

If you have car maintenance tips, leave them in the comments below. You can also learn about different Dallas auto insurance policies on other parts of our website.

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